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Reasoning Ability Quiz 145 for IBPS PO

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1. Statements: Under the reverse repo rate the commercial banks gives loans to the Reserve Bank of India for short period of time for which the commercial banks gets interest from the RBI, on the other hand the commercial banks has the option to give the money as loan to the people through which they can earn more money but still the commercial bank prefer giving the loan to the RBI and not the people. So, what could be the main reason behind this ?
I) The commercial banks of India follow the concept of the universal banking.
II) The people can be defaulter and giving the money to the people can be a risk of increasing NPA.
III) Giving money to RBI is a more safer option.
IV) The monetary policy of India says that the Commercial Banks of India has to give some part of their total money to the RBI as the loan.
1)  Only I 2) Only I and II 3)  Only II 4)  Only III 5)  All I, II, III and IV

2. Statements: India during the month of July to September in the reason of Monsoon receives the heavy rainfall butthe Western part of Rajasthan i.e. Thar Desert receives very less amount of rainfall or we can say it receives almost no rainfall. so what could be the  main  reason that Desert receiving such low rainfall ?
I) The South western monsoon which comes from the Arabian sea side when reaches Rajasthan moves parallel to the Aravallis.
II) The South Western monsoon which comes from the Bay of Bengal side when reaches the Thar Desert, it is out of moisture.
III) The Thar Desert lies in the high pressure zone due to which very fast winds blow away the clouds.
IV) The monsoon winds on India don't move towards the Thar Desert in Rajasthan.
1)  Only I 2)  Only II 3)  Only III 4) Only I and II 5)  Only I, II and III

3. Statements: In the recent past we have seen that the demand of gold in the Indian market is continuously increasing and the people are purchasing huge amount of gold but on the other hand the government of India is continuously asking the people of India not to buy the gold as it is hampering the economic growth of the country. What  could be the negative effect of the rising demand of gold on the economy of the country.
I) People in the India has to pay in rupees for the gold where as the country needs to pay in dollars in international market for the gold due to which the foreign reserve of India is continuously decreasing.
II) The country is paying more for the imports.
III) The demand of dollar is increasing in the international market due to which the value of Indian rupee is devaluating.
IV) Increasing demand of gold is promoting black marketing in India.
1) Only I and II 2)  Only IV 3)  Only III and IV 4)  Only II,III and IV 5)  Only I, II and III

4. Statements: Base rate is the minimum rate of interest at which the commercial banks gives loans to its any customer whether prime or ordinary customer. The base rate is decided by the individual banks but the RBI has made it mandatory for the banks to put the Base rate on the notice board of the banks. What could be the main reason behind the action taken by the RBI.
1) The RBI wants to make the market transparent.
2) The RBI wants to show its monopoly to other banks.
3) The RBI wants to reduce the bargaining in the commercial banks.
4) The RBI wants to divide the customers to other banks also.
5) None of these

5. Statements: Crime today is getting more diabolic than ever, especially the one perpetrated against women. The agony of the brutal gang rape and subsequent death of the paramedical student in New Delhi still haunts our collective conscience, while the country continues to reel under sexual assaults everyday. What course of Action government should take to reduce the sexual crime against the women in India.
1) The government should increase more female police force in the country.
2) The government should make a special women complaint cell where the women are more comfortable to come.
3)  The government should work on making more strict laws and subsequently work on speedy trials against female related crimes.
4) The government should work on providing self defense training to the women's in India.
5)  All of these

Direction (Q. 6-10): In each of the question given below, which of the five answer figures on the right should come after the problem figures on the left, if the sequence were continued ?



Answers :- .

1.3; The banks in India follow the concept of Narrow banking and since the customers are defaulters, the banks prefer giving the money to the RBI and earn little  interest  so  that  there  NPA  (Non  Performing Assets)  are  not  increased.

2.4; The South West monsoon in India comes in two branches the Arabian Sea branch and Bay of Bengal branch, the Arabian Sea branch strikes the Aravallis and due to the height of the mountains they are unable to cross the mountains and the Thar desert lies on the leeward side. The Bay of Bengal after striking with the Himalayas moves towards the northern part of India but till the time it reaches the Thar desert, it is out of moisture.

3.5; The huge demand of gold is forcing India to buy more gold from the international market for which they are paying dollars which is reducing the foreign reserves of India and promoting the imports due to which  the  demand  of  dollar  increases  in  the international market leading to the devaluation of the Indian rupee.

4.1; Before the advent of Base Rate the banks were giving loans to the customers at the rate of interest they desire. So, in order to make the market more transparent the RBI introduced the Base Rate.

5.3; Lack of strict laws and speedy trails in India is the only main reason behind the increasing of female crimes in India because the criminals are aware of the flexible judicial  system  of  India  and  also  the  slow  process  of Judiciary.

6.4; In alternate steps, the first from the top becomes the third from the top and second and third from the top shift one step upward. The fourth from the top becomes the lower most while the two lower elements shift one step upward.

7.4; It follows the following pattern from 1—> 2, 3 —> 4 and 5  —> 6


8.4; In each step a new element is added at the upper left position,  which  shifts  one  and  a  half  sides ACW  in subsequent  steps.

9.4; The line of elements moves one side ACW in each step. The second last element of the row deleted in every step and a new element is added at the end of the line of element.

10.1; It follows the following pattern continuously



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